Financing For New And Used Cars Trucks SUVs | McKinney TX


At McKinney Buick GMC, we have decades of experience helping potential car buyers drive home in the vehicle they desire, no matter what their credit or how much cash on hand they have. Today is one of the best moments in history for financing a new or pre-owned vehicle. With historically low-interest rates, nearly everyone who walks through our doors will qualify to drive off the lot in a car that fits both their needs and tastes.

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Is Financing the Right Move for You?

Americans today are being squeezed by a challenging economy with lower wages than at any point in the last 30 years. Unsurprisingly, the average U.S. household is struggling to maintain savings. More than ever, people are relying on the many financing options available to get the stable and reliable vehicle they need to ensure that they and their families are not left without the means of getting where they need to go.

The good news is that today's financing deals are so sweet that there has never been a better time to be a car buyer. With interest rates at historically low levels, it is often possible for McKinney Buick GMC to structure deals that involve no interest and zero money down on cars ranging up to top-of-the-line luxury vehicles. Even for those who have the cash on hand to buy a new car without financing, the prevailing rates are so attractive that going with an auto loan may be the better long-term option.

Check out our online car loan calculator for an instant car loan rate.

For those who have no choice but to go with some form of financing, there are two main types of deals that McKinney Buick GMC offers to its customers. The first is the option to lease. Leasing can be a great deal for people who need straightforward and reliable transportation. The monthly payments with leasing deals are often considerably lower than those associated with auto loans. And leasing typically involves little up-front costs relative to buying a car with a loan.

However, lease deals often impose strict mileage limitations. With mile limitations, it can make them inappropriate for those who need to drive very frequently or those who drive long distances. Leasing also means that the customer will not own their car, which means they have no chance to build equity through their monthly payments.

On the other hand, car loans offer full ownership and the chance to build equity, allowing the customer to retain the full price from the sale of the vehicle. Auto loans typically have slightly higher monthly payments than leases. But the good news is that nearly anyone can qualify for an auto loan.

Is There a Minimum Credit Rating to Get an Auto Loan?

At McKinney Buick GMC, we have been helping people with poor or even terrible credit to get into the vehicles they want for decades. There is no minimum credit score required to obtain a car through either leasing or a loan. However, for those with the best credit scores, some of the deals that can be had are genuinely astonishing.

Get Pre-Approved in Seconds.

Buyers with top credit scores can often drive away with zero money down and zero-percent interest rates. The truth is that there has never been a better time to buy the car you deserve. Come in for a test drive today.


McKinney Buick GMC

3950 S Central Expy
Directions McKinney, TX 75069

  • Phone: 844-879-6154


  • Monday 8:30 am - 9:00 pm
  • Tuesday 8:30 am - 9:00 pm
  • Wednesday 8:30 am - 9:00 pm
  • Thursday 8:30 am - 9:00 pm
  • Friday 8:30 am - 9:00 pm
  • Saturday 8:00 am - 9:00 pm
  • Sunday Closed
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